FLORIDA CONNECT · HOMEOWNER GUIDES

How to Choose a Contractor in Florida

By Florida Connect · Updated November 3, 2026

Quick answer: Define your project, compare written estimates, verify the credentials required for the work, and agree on scope and payment milestones before the job begins. A directory profile is a starting point—not proof that a contractor is qualified for your specific project.

1. Start with a clear project brief

Write down the work you want, your city, your preferred timing, and what a successful result looks like. Separate essential repairs from optional upgrades. For example, “replace damaged bathroom tile” is a different scope from “remodel the entire bathroom.” Share the same brief with every business you contact.

2. Match the professional to the work

Ask whether the contractor has completed similar projects in Palm Beach, Broward, or Miami-Dade. Request examples that match your property type and project size. Ask who will manage the job and who will answer your questions during construction.

3. Verify credentials independently

Check the applicable license with Florida DBPR and, where relevant, the local licensing authority. Match the business and individual names to the people providing your estimate. Ask for proof of insurance and confirm that coverage is current. Ask the local building department which permits and inspections apply to your project.

4. Compare more than the final price

Request itemized written estimates. Review materials, labor, exclusions, timing, and payment terms. If a price is unusually low, ask what is missing. Put agreed changes in writing so both sides understand the revised work and cost.

Questions to ask before choosing

  • Who is my day-to-day contact?

  • What is included, and what is excluded?

  • How will changes be priced and approved?

  • Who handles permits and inspection coordination?

  • What documents will I receive at completion?

Frequently asked questions

Does a listing mean Florida Connect verified the contractor?

No. Independently verify credentials, insurance, references, and project fit. A paid placement is not a licensing endorsement.

Should I choose the cheapest estimate?

Compare the scope first. A lower price may reflect different materials, fewer tasks, or allowances that could change later.

Start your search

Search Florida Connect by service or city, then use this checklist when contacting businesses.

Sources: Florida Attorney General: Contractors; FTC: Avoid a Home Improvement Scam. General planning guidance; confirm requirements for your project with the relevant authority.